If you are buying a home and intend to get a mortgage, here is a great resource the CPFB recommends. It has advice, worksheets, examples and more. If you need a trusted lender, I will help you find a good match for your needs. You can qualify as a first time homebuyer if you haven’t bought a home in over 3 years, even if you’ve owned a home before. There are down payment assistance programs available. Some addresses qualify for an appraisal waiver. If you need a trusted REALTOR®, contact me. I will work with your budget and timeline to find a home that fulfills your vision. Click here to download the Home Loan Toolkit.